改进现金流和营运资金的提示

稳定现金流,让企业做好准备应对所有的意外开支。

改进现金流和营运资金的提示

实现财务灵活的三个简单步骤

Cash flow and working capital are important considerations for every business owner. They're especially important for companies that use heavy machinery and a variety of expensive equipment to complete their work. How can your business improve its working capital and cash flow situations to ensure availability of funds for the wide variety of planned and unpredictable expenses it encounters?

Improve your working capital and cash flow with these 3 tips

1) Actively manage and review cash flow

It's easy to let regular review of incoming payments and outgoing spending fall by the wayside, assuming the tracking provided by a bank is enough to monitor and spot problems. While the official record is a valuable tool for double-checking transactions, it's not enough to stay on top of anticipated spending and revenue. Business owners have to be more active.

Using a cash flow statement - a ledger that tracks money coming into and leaving a business - helps you understand exactly where and when the cash flow situation changes. Major categories to track include net earnings, additions to cash and subtractions from cash - including inventory, bills, equipment purchases and similar considerations. This level of detailed attention, where business owners can get a real-time picture of their current cash flow situation, means it's easier to catch potential issues and address them before they grow.

现金流和营运资本是每个企业主需要重点考虑的问题。对于使用重型机械和各种昂贵设备来完成作业的公司而言,这些问题尤其重要。您的企业如何改善其营运资金和现金流状况,以确保有足够的可用资金应对企业面临的各种计划和非计划开支?

改进营运资金和现金流的 3 个提示

1) 积极管理和审核现金流

假设银行提供的跟踪信息足以用于监测和发现问题,那么对收入和支出执行定期审查往往不太容易坚持。虽然正式记录不失为有效的工具,可对交易进行反复审查,但仍不足以掌握预期支出和收入。企业主必须更加积极。

使用现金流报表(即可跟踪企业资金流入和流出分类账),有助于准确地了解现金流状况的变化及其时间。主要跟踪类目包括净收入、现金增加和减少(包括库存、账单、设备采购以及其他类似考虑因素)。这种程度详细管理可以让企业主实时了解当前的现金流状况,这也意味着更容易在潜在问题变得严重之前发现并解决它们。

3) Effective equipment leasing options

Purchasing heavy equipment can place a major strain on your business's cash flow, tying up working capital and making it difficult to address any number of planned and unpredictable expenses. One way to work around this concern is to lease equipment instead of purchasing it outright. Leasing creates a cost that's more manageable and predictable in the short term, spreading out the large price tag over several months or years.

Other benefits of leasing include the opportunity to enjoy some tax benefits, like expensing, even though the machinery is still owned by the lessor. There are plenty of leasing options, too, to make sure business owners find the best fit among the many choices of terms and conditions. To learn more, get in touch with Cat Financial today.

 

4 步轻松打破财务障碍

在寻求打破业务增长障碍的途径时,请参考以下四步流程。

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