Cat® Card Program
Running a business requires flexibility. It also requires resources you can count on to be there when you need them. With the Cat Card Program, you get both.
The Cat Card Program offers commercial financing options to give you flexibility to finance your parts, servicing, and rental needs. You can use it at any participating Cat dealer or Cat Rental Store in the U.S. No matter where your job takes you, let the Cat Card Program give you the peace of mind that you're covered for what you need. Benefits include:
- Special financing and flexible payment terms
- 24/7 account management
- Dedicated line of credit for your Cat purchases
- $0 liability on fraudulent purchases
Cat Commercial Card (Revolving Account Card) – Means business. Get resources you can count on.
- Dedicated, revolving line of credit
- Purchases aggregate to monthly balance
- Invoice level purchase detail captured and combined, attached to monthly statement
- 25-day grace period
- Variable APR on revolving balances
- Options for purchase order (P.O.) required
- Joint & Several liability, plus option for Business only underwriting
- Special, periodic promotional offers
Cat Commercial Card (Invoice Card) – Works Hard. Get more purchasing power, flexibility and convenience for your business.
- Dedicated, reusable line of credit
- Invoices compiled in a monthly batch; 30-day terms from invoice batch date, amounts due in full
- Invoice level detail captured, each purchase independent, batched for monthly statement
- Options for purchase order (P.O.) required
- National Account options (master/sub accounts)
- Business underwriting only
Cat Card (Consumer) – Works Hard Like You. Use it for more purchasing power to get the job done.
- Dedicated, revolving line of credit
- Purchases aggregate to monthly balance
- 25-day grace period
- Variable APR on revolving balances
- Special financing available for larger purchases
- Personal family and household use
- Special, periodic promotional offers
Current Cat Card Offers
1.9% APR—12 PAYMENTS*
on qualifying new or reman Cat parts, with or without service, for machines and engines purchases for $1,000 or more at participating dealerships. Valid through 12/31/2019.
Contact your local Cat dealer today for more details* With credit approval for qualifying purchases made at participating dealerships located in the United States on a Cat® Commercial Revolving Account. 1.9% APR on purchases of $1,000 or more made from January 1, 2019 through December 31, 2019 until balance is paid in full. The amount of the monthly payments will be equal to the total purchase amount (including taxes) divided by 12, rounded to the nearest dollar. If you have other balances or late payments on your account, the number of payments advertised may not pay off the balance. See account agreement for details. Offer valid for Accounts in good standing; see dealership for details. May not be combined with any other credit promotion offer. Purchase must be made in a single transaction.
0% APR—24 PAYMENTS*
on qualifying purchase or Cat Work Tools of $1,000 or more at participating dealerships in the U.S. Valid through 12/31/2019
Contact your local Cat dealer today for more details* With credit approval for qualifying purchases made at participating dealerships located in the United States on a Cat® Commercial Revolving Account. 0% APR on purchases of $1,000 or more made from January 1, 2019 through December 31, 2019 until balance is paid in full. The amount of the monthly payments will be equal to the total purchase amount (including taxes) divided by 24, rounded to the nearest dollar. If you have other balances or late payments on your account, the number of payments advertised may not pay off the balance. See account agreement for details. Offer valid for Accounts in good standing; see dealership for details. May not be combined with any other credit promotion offer. Purchase must be made in a single transaction.
© 2019, Citibank, N.A.