Equipment Financing

Ready to get started? Get information on products, pricing and heavy equipment financing offers from your local dealer.

As a captive finance company, we understand your unique needs and the industries in which you operate.  We are uniquely structured to support the specific needs of customers financing Cat® equipment. Our vast expertise in assessing equipment values and our knowledge of customers' businesses result in more favorable lending terms for our customers. Let us show you what we can do for your business.

Whatever your equipment needs may be—constructionforestrymining, industrial, quarry and aggregates, and power generation—we have the financing solution that will help you expedite your purchase and get your equipment on the job fast. You chose Cat equipment because you know Caterpillar offers reliable, productive, and powerful machinery. Now, choose Cat Financial to really invest in your business and put it to work for you.

We offer a variety of customizable solutions for contractors. These include loans and leases to purchase equipment from Cat dealerships.


Solutions for Your Business

Instalment Sale Contract

Equipment ownership at the end of the term. Flexible payment plans and tax benefits.

Lowest total acquisition cost option for machine ownership.                                                             


Operating Lease                                           

Off balance sheet funding with low fixed payments. Frees you from the risk of losing its value.

Easily combined with dealer service, repair and maintenance contracts.                                                                                

Finance Lease                                                         

Offset the cost of the instalments against taxable profits.

The equipment can continue to be used after the primary period, in exchange for a nominal annual secondary period rental.