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You never know when something might happen to your equipment. With Physical Damage Insurance, you'll be ready. If your new or used machine experiences a covered loss, we'll get it repaired or replaced so you can get back to work.
You invest a lot in your business, and protecting those investments is a priority. Whether you’re looking to manage risk, prepare for the unexpected or simply enhance peace of mind, we have the solution that can help you be more successful.
Physical Damage Insurance covers losses due to collision, flood, upset or overturn, fire, vandalism, theft and more. For partial losses, we pay the full replacement cost for genuine Cat® parts and repairs by Cat® dealers.
Our comprehensive coverage and competitive rates are available to all equipment customers. If you finance your machines through Cat Financial, you'll get instant approval and a locked-in rate for the term of your contract.
You deserve the best coverage for your machines, regardless of the manufacturer. That's why we offer Physical Damage Insurance for all your equipment, including trailers and attachments, with enhanced coverage for fleets.