Insurance

You invest a lot in your business, and protecting those investments is a priority. Whether you’re looking to manage risk, prepare for the unexpected or simply enhance peace of mind, we have the insurance solution to help you be more successful.

What We Offer

Physical Damage Insurance | Commercial General Liability Insurance

 


Physical Damage Insurance

Physical damage insurance covers losses due to collision, flood, upset or overturn, fire, vandalism, theft and more. For partial losses, we pay the full replacement cost for genuine Cat® parts and repairs by Cat dealers.

Coverage Details

Our comprehensive coverage and competitive rates are available to all equipment customers. If you finance your machines through Cat Financial, you'll get instant approval and a locked-in rate for the term of your contract.

  • For total losses, we cover the greatest value of the following:
    • The payoff value of your loan, up to the amount of your insurance OR
    • The actual cash value of your insured equipment OR
    • The cost to replace your machine with one of like kind and quality
       
  • For covered partial loss, full replacement cost for genuine Cat parts and authorized Cat dealer repair
  • $1,000 deductible for all equipment except logging ($5,000)
  • Unlimited mileage up to $2,500 for transportation of insured equipment for repairs
  • Equipment rental costs up to $2,500 after a covered loss
  • Up to $100,000 of coverage for damage to replacement rental equipment
  • Fire department service fees up to $5,000
  • Debris removal up to $10,000
  • Deductible waivers for qualifying anti-theft or automatic fire suppression system

Coverage for All Your Machines

You deserve the best coverage for your machines, regardless of the manufacturer. That's why we offer physical damage insurance for all your equipment, including trailers and attachments, with enhanced coverage for fleets.

 

Contact Us

Connect with our physical damage insurance experts to learn how we can support and protect your business.

Contact Us

 


Commercial General Liability Insurance

Let us help protect you from the negative effects that a construction site incident can have on your projects or your financial position.

Commercial General Liability Insurance offers your business the following protection:

  • Physical/bodily injury to others
  • Damage to the property of others
  • Personal and advertising Injury
    • Malicious prosecution and wrongful eviction
    • Slander and libel
    • Copyright infringement and use of other’s advertising ideas

Why Buy Commercial General Liability Insurance?

Take advantage of our convenient “one stop shop” for all your insurance and financing needs with the ability to purchase Commercial General Liability Insurance, along with our other products. In many cases, this type of insurance is required when purchasing, renting or leasing a machine, working as a subcontractor, or it may be a requirement for some finance agreements.

Additional Coverages Available

  • Aggregate limits per location
  • Blanket additional insureds – ongoing operations
  • Construction projects – aggregate per project
  • Damage to premises rented to you
  • Newly formed or acquired organizations
  • Non-owned watercraft
  • Primary and noncontributory
  • Waiver of transfer of rights required by written contract
  • Data security
  • Contractors errors and omissions

Commercial General Liability Insurance underwritten by Liberty Mutual Insurance Co. or its affiliates or subsidiaries.

 

We've got you covered with commercial general liability insurance
We've got you covered
Protecting your business is a cornerstone to your success. Let us help protect you from the negative effects that a construction site incident can have on your projects or your financial position.

Contact Us

To learn more about commercial general liability insurance coverage for your operations, contact us at 1-800-248-4228 or send us an email.

Email

 


Explore More Solutions for Your Business

 

Finance
Finance

Ready to get started? Get information on products, pricing and current offers from your local dealer.

Commercial Account
Commercial Account

Wherever the job takes you, Commercial Account is a quick and easy way to pay for your expenses.

Current Offers
Current Offers

Unique financing and extended protection programs, built to meet your needs.

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