Heavy Equipment Financing with Cat Financial

Equipment Financing and Leasing: Your equipment financing solution

Find the equipment financing and leasing options from Cat Financial that meet your business's needs and help you succeed.

Finance and lease equipment to keep your business moving forward


You know your industry and the types of equipment you need to efficiently complete jobs and continue building your reputation. You recognize the long history and standout performance of Cat® equipment. When you partner with a captive finance company like Cat Financial, you benefit from a variety of different equipment leasing and financing solutions.

Every company's needs are different. That's why it's so important to have several leasing and financing plans available. Whether you want to prioritize low monthly payments, payment flexibility, the option of purchasing the equipment during or after the lease term, or something else entirely, Cat Financial helps you align your financing choice with your business objective.

Consider just a few of our most popular equipment financing and leasing choices, which include low interest rates, flexible lease terms and many other attractive options:


Finance lease

Do you want the option of ownership included in your lease? A finance lease gives you that power, both during and at the end of your agreement. You also benefit from lower payments than you would encounter with a short-term rental, as well as 100 percent financing for qualified customers, frequent special promotional rates and a variety of other options than further reduce payments.


Operating lease

We structure our operating leases to help you establish the lowest monthly payment rate possible. Operating leases also feature an end-of-term purchase option, offering added flexibility should you decide you want to keep the same equipment that's served you so well over the term of the agreement. 



Loans give you the capital your business needs to purchase and use mission-critical equipment. Varying terms, rates and lengths help develop an effective and financially sound option that fits your budget. Flexible payments and skip payment plans help businesses with seasonal and short-term cash flow variations maintain good standing.


Working capital

A working capital loan prioritizes flexibility. You company can put the loan to work by acquiring more equipment, bidding on more jobs or expanding office space or range of operations. Choose this option to address a variety of business needs.


Revolving line of credit

Use your existing equity to secure effective funding that helps drive your business forward. Leverage assets like your existing fleet and use the benefits we provide, like customized financing and an annual, no-cost renewal process, to your advantage.


Cat Card Program

Pay for equipment, parts, service, attachments and more at all participating Cat dealers, whether you're working close to home or far away from it. Enjoy options like consumer and commercial accounts, no annual fee and no collateral required to get the most out of this flexible, useful offering.


Request a Quote

Learn more about pricing as well as equipment leasing and financing offers by requesting a quote.

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