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As a captive finance company, we understand your unique needs and the industries in which you operate.  We are uniquely structured to support the specific needs of customers financing Cat® equipment. Our vast expertise in assessing equipment values and our knowledge of customers' businesses result in more favorable lending terms for our customers. Let us show you what we can do for your business.

Whatever your equipment needs may be—construction, forestry, mining, marine, industrial, quarry and aggregates, and power generation—we have the financing solution that will help you expedite your purchase and get your equipment on the job fast. You chose Cat equipment because you know Caterpillar offers reliable, productive, and powerful machinery. Now, choose Cat Financial to really invest in your business and put it to work for you.

We offer a variety of customizable solutions for contractors. These include loans and leases to purchase equipment from Cat dealerships, Commercial Account to pay for rentals, parts and service at dealerships, and a variety of extended protection products.

Solutions for Your Business

Looking to buy new or used Cat® equipment or power systems? These solutions help you get there fast.

Need cash fast? Use equity in your existing inventory to meet the changing needs of your business.

Looking to purchase parts, service or rental? Instant credit with our Commercial Account product makes this easier than ever.


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Ready to get started? Get information on products, pricing and current offers from your local dealer.



Tools & Calculators

Use our helpful tools and calculators to find the best finance and extended protection solutions for your business.

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Unique financing and extended protection programs, built to meet your needs.

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Extended Protection

You work hard to keep your business moving forward. Let us work hard to protect it.

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