Cat^® Power Finance: An Overview

1. Extended terms.

   Most lenders offer loan terms up to five years. We extend that to 10 years for qualified customers.*
   
   

2. Flexible payments.

   We can customize payment schedules for qualified customers. In some cases, we can consolidate or restructure debt.*
   
   

3. Straightforward requirements.

   Our credit evaluation process is simple. We look at credit rating and financing history. We also consider overall credit history and work on hand.
   
   

4. Global coverage.

   Does your business operate in multiple countries? So does Cat Power Finance. That makes it easier to manage your finances. We also accept multiple payment forms and currencies.
   
   

5. Large-scale financing.

   Do you have significant capital needs? We can partner with other lenders to offer syndicated loans. That’s another way to maintain and grow your operation.
   
   

6. Long-term commitment.

   Some lenders consider industries like oil and gas risky. They may enter and exit the market as conditions change. But we understand how economic conditions can affect your business. We’re here to support you through good times and bad.

    

1. Power Equipment Financing. 

Power equipment financing from Cat Power Finance makes it easier for businesses to get generators, engines, and power systems without needing large upfront payments. Whether you're in electric power, oil & gas, or industrial sectors, our flexible financing options are here to support your equipment purchases, upgrades, and ongoing operations. Discover personalized financing solutions that can help improve your cash flow, expand your fleet, and keep your vital power systems functioning smoothly.

2. Parts and Service Financing.

Helping you acquire power equipment is just the start. Do you need to buy parts? Make repairs? Rebuild or repower? You may not have cash on hand right now. You may want to use funds for other priorities. Cat Power Finance offers repair, repower and rebuild financing (this includes engine overhaul financing). We help you fit essential expenses into your budget.

The Cat^® Commercial Account is another easy payment option. This unsecured line of credit is convenient and flexible. Use it for parts, repairs and certain rebuilds. You can pay your charges in full each month. Or you can pay them down as your finances allow.

3. Extended Protection.

Want peace of mind after the standard warranty expires? Add Extended Service Coverage (ESC). It’s available for new, used and overhauled power systems.

ESC:

• Covers parts and labor expenses on covered components
• Locks in parts and labor costs up front
• Ensures repairs are performed by factory-trained technicians
• Gets you back up and running fast

You can choose multiple ESC coverage levels and deductibles. And you can pay with the Cat Commercial Account. Located in the U.S.? There’s another way to safeguard your power systems. Physical Damage Insurance helps protect against total and partial losses.