Operating Lease

Operating Lease

When it comes to running your business, you want options. You want to know you are making the best investment today and for the long haul.

Whether you have high-value assets or need specialist equipment to satisfy contracts, you naturally want to reduce risks and costs to your business. Caterpillar Financial Services (UK) Limited can provide an operating lease solution that makes us owners of the equipment and frees you from the risk of losing its value.



  • Boosting your cash flow – we fix a residual value that reduces your payments 
  • Taking assets off balance sheet – with Operating Leases, your business could profit from this valuable benefit. 
  • Reducing your tax payments – you may be able to reclaim VAT on your equipment and usually offset your payments against taxable profits. 
  • Removes residual value risks
  • Easily combined with dealer service, repair and maintenance contracts to offer total peace of mind
  • New and used equipment may be financed.



  • Up to 60 months - terms greater than 60 months may be considered upon request.
  • Payment flexibility – generally monthly although other options may be considered.
  • Lease may be considered for an extension at the end of the lease term.
  • Various maintenance programmes are available through your Cat® dealer. 


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