Finance Lease

For the customer who wants to own or have the option to own the equipment under lease.

 

Benefits

When you choose a finance lease, you'll receive these valuable benefits:

  • 100% financing available to qualified customers
  • You can lease equipment for an extended term with a typically lower monthly payment amount on a bargain purchase option than a short term rental
  • Special promotional rates are offered frequently
  • Depending on option or bargain purchase option, monthly payments can be lower than traditional financing

 

Options

End-of-term Option

  • At the end of the lease, you may purchase the equipment at the bargain purchase option or return it to Cat Financial.

Flexible Return or Purchase Option

  • Also known as a flex lease.
  • You have the option to return or purchase the equipment at predetermined out(s).

    Example: A piece of equipment is purchased using a 60-month finance lease with an “out” at 36 months. After 36 payments, you have the option to return the machine to Cat Financial, purchase the machine, or continue with the lease.

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Terms

  • Length (new equipment) – 12–60 months (Terms greater than 60 months may be considered upon request.)
  • Finance Rate – Fixed 
  • 100% financing – Available to qualified customers
  • Purchase Option Alternatives – Provision to purchase at predetermined amount or return machine to Cat Financial
  • Payment Flexibility – Monthly, quarterly, semi-annual and annual payments are available provided payments are in advance. Skip payments are also offered.

 

Request a Quote

Ready to get started? Get information on products, pricing and current offers from your local dealer.

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