Cat Card Program

Running a business requires flexibility. It also requires resources you can count on to be there when you need them. With the Cat Card Program, you get both.

The Cat Card Program offers commercial financing options to give you flexibility to finance your parts, servicing, and rental needs. You can use it at any participating Cat® dealer or Cat Rental Store in Canada. No matter where your job takes you, let the Cat Card Program give you the peace of mind that you're covered for what you need. Benefits include:

  • Special financing and flexible payment terms
  • 24/7 account management
  • Dedicated line of credit for your Cat purchases
  • $0 liability on fraudulent purchases

Cat Commercial Card (Revolving Account Card) – Means business. Get resources you can count on.
  • Dedicated, revolving line of credit
  • Purchases aggregate to monthly balance
  • Invoice level purchase detail captured and combined, attached to monthly statement
  • 25 grace period
  • Options for purchase order (P.O.) required
  • Joint & Several liability, plus option for Business only liability
  • Special, periodic promotional offers

Apply Now   Manage Account


Cat Commercial Card (Invoice Card)  – Works Hard. Get more purchasing power, flexibility and convenience for your business.
  • Dedicated, reusable line of credit
  • Invoices compiled in a monthly batch; 30-day terms from invoice batch date, amounts due in full
  • Invoice level detail captured, each purchase independent, batched for monthly statement
  • Options for purchase order (P.O.) required
  • National Account options (master/sub accounts)
  • Business liability only

Apply Now   Manage Account


Current Cat Card Offers



on qualifying purchase or Cat Work Tools of $1,000 or more at participating dealerships in Canada. Minimum payments required. No administrative fee for entering into this special financing plan1. Valid through 12/31/2018

Contact your local Cat dealer today for more details

* Interest does not (in Quebec, credit charges do not) accrue on qualifying purchases made during the promotional period. The cost of borrowing (in Quebec, the credit rate) applicable to qualifying purchases made during the promotional period is 0% per annum. The amount of the monthly payments in respect of any qualifying purchases will be split equally to the total qualifying purchase amount (including taxes) divided by 24 months, rounded up to the nearest dollar. If you make other, non-qualifying purchases, have any outstanding balance or late payments on your account, the number of payments advertised may not pay off the balance. For non-qualifying purchases, outstanding balances or late payments, interest (in Quebec, credit charges) will be charged at an interest rate (in Quebec, credit rate) of 13.2% per annum, the cost of borrowing (in Quebec, the credit rate) will be 13.2% and the minimum monthly payments will be equal to 1% of the calculated new balance plus the amount of any billed periodic finance charges or$10 whichever is greater, in accordance with the Cat® Commercial Revolving Account Card Agreement, as applicable.

The billing period covered by each Account Statement will be approximately 28 to 31 days. A grace period of 25 days applies to non-qualifying purchases when posted to the account. Examples of borrowing costs (in Quebec, credit charges) at the standard credit rate of 13.2% per annum (assuming a regular financing plan balance owing during a 30 day month covered by the Account Statement and no other credit plans, fees, additional payments or other charges). All amounts (rounded to the nearest cent) are as follows:

If your average Interest-Bearing Balance is:
1,000 $
1,250 $
1,500 $
2,000 $

Your monthly credit charge will be:
10.85 $
13.56 $
16.27 $
21.70 $


Offer valid for accounts in good standing. May not be combined with any other credit promotion offer.

Purchase requirement before taxes, fees and other discounts on a single transaction.
On approved credit. Financing provided by Citi® Cards Canada Inc. This offer is valid at participating dealership locations.
1 See Card Agreement, as applicable for other fees and charges which apply to the Account.


© 2018, Citi Cards Canada Inc.