Commercial Hire Purchase

Commercial Hire Purchase

For the customer who desires equipment ownership at the end of the term and wants to pay for the machine over a period of time. Let us show you how you can build equity and get to work quickly with this commercial hire purchase option. Trade-ins or down payments are typically included in these transactions.

Whether you are buying equipment, protecting your investment, managing your accounts or preparing for the future, our comprehensive financing and extended protection solutions will help you be more successful.



  • You claim the tax benefits of ownership (including depreciation and interest expense deductions)
  • New and used equipment may be financed
  • Special promotional rates are offered frequently
  • Down payment options in the form of cash, trade-in or rental equity


Flexible Options

  • A variety of flexible payment plans are offered, including monthly and quarterly payments.
  • In addition, various maintenance programs and extended protection packages are available through your Cat® dealer.


  • Length (new equipment) – 12–60 months (Terms greater than 60 months may be considered upon request)
  • Length (used equipment) – 12–48 months (Terms greater than 48 months may be considered upon request)
  • Finance Rate – Fixed
  • Tax Benefits – Retained by customer


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Extended Protection

You work hard to keep your business going. Let us work hard to protect it.

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Used Equipment

Choose from a wide range of age and hour machines, coupled with financing and extended protection solutions.

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