Built for the customer who desires immediate equipment ownership, but wants to pay for the machine over an extended period of time. Let us show you how you can build equity and get to work quickly with this loan option. Trade-ins or down payments are typically included in these transactions.

Whether you’re buying equipment, protecting your investment, managing your accounts or preparing for the future, our comprehensive financing and extended protection solutions will help you be more successful.



  • Pay over time and build equity
  • You claim the tax benefits of ownership (including depreciation and interest expense deductions)
  • New and used equipment may be financed
  • Special promotional rates are offered frequently
  • Cat Financial’s lowest total acquisition cost option for machine ownership
  • Down payment options in the form of cash, trade-in



  • Length (new equipment) – 12–60 months (Terms greater than 60 months may be considered upon request)
  • Length (used equipment) – 12–48 months (Terms greater than 48 months may be considered upon request)
  • Finance Rate – Fixed (Floating rates may be considered upon request)
  • Tax Benefits – Retained by customer
  • Payment Flexibility – Monthly, quarterly, semi-annual and annual payments are available. Skip payments are also offered.



  • Flexible payment plans are offered, including monthly, quarterly, semi-annual and annual payments.
  • Skip payment plans (up to 3 per year) are available on monthly payment schedules.
  • Various maintenance programs and extended protection packages are available through your Cat® dealer.


Request a Quote

Ready to get started? Get information on products, pricing and current offers from your local dealer.



Compare Financial Products

Compare all of our financial products to determine which option best suits your business needs.

Compare Now

Extended Protection Solutions

You work hard to keep your business going. Let us work hard to protect it.

View Solutions

Contact Us

Connect with our industry finance and extended protection experts to learn how we can support and protect your business.