Special Offer on Used Equipment from Cat Financial

When you choose used Cat® equipment, you know you’re getting a high-quality product and the best service and support in the industry—all at an affordable price. Now, feel even more confident in your decision to buy used. We’re offering special low finance rates on a wide range of machines in our inventory, plus free extended protection on eligible models for additional peace of mind.


Used Medium Wheel Loaders, Excavators & More as Low as 0%

Get financing as low as 0% for 12 months, put 0% down and pay nothing for 90 days on used dozers, excavators, motor graders, pipelayers, track and wheel loaders, and more. (Other terms and rates are available, too.) Plus, eligible machines come with a FREE 12-month or 1,000-hour Equipment Protection Plan (EPP). If your machine isn’t EPP-eligible, get a $3,000 Cat Financial Commercial Account gift certificate instead.

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Used Mini Excavators, Skid Steer Loaders & More as Low as 3.25%

Get 3.25% financing for 48 months, put 0% down and pay nothing for 90 days on used backhoe loaders, compact wheel loaders, mini excavators, multi-terrain loaders, skid steer loaders, small dozers and wheel loaders, telehandlers and more. Plus, eligible machines come with a FREE six-month or 500-hour Equipment Protection Plan (EPP).

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Why Buy Used?

A lot of factors go into the decision to buy used equipment—how much you want to spend, how you plan to use it and how long you plan to own it. When you choose from our inventory of used Cat machines, you can rest assured you’re getting an affordable, quality alternative to new. Each machine undergoes a thorough inspection using the latest technology, and with access to its maintenance history, you’ll know exactly what you’re getting.

Why Cat Financial?

We’re here for the life of your business, supporting you through the entire equipment lifecycle. From purchase or lease, through equipment protection and management, to special offers on parts, all the way to resale, we offer options to help move your business forward.

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EPP Gives You Peace of Mind

Used Cat machines get the job done, and our comprehensive Equipment Protection Plans (EPP) are just as dependable. The only coverage designed specifically for used Cat equipment, they give you the highest level of repair cost protection available, so you can focus on what’s important—running your business.

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With Commercial Account, You’re Covered

Running a business requires flexibility and resources you can count on to be there when and where you need them. Cat Financial Commercial Account gives you both. This convenient line of credit lets you pay for qualifying parts, service, attachments and rentals at Cat dealer and Cat Rental Store locations across the U.S.

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Program Terms & Conditions

* Offer valid from February 1, 2017 – December 31, 2017. Eligible equipment includes all Cat Financial used machines, except for used mining machines, allied machines, Cat Vocational Trucks or non-Caterpillar branded machines. Not all buyers will qualify for financing. Financing is subject to credit application and credit approval through Cat Financial. Other rates may apply based on your credit profile. Offer is available to qualifying customers in the U.S.A only. Machine EPP age and hour limitations and other restrictions apply by model. Check with your dealer to confirm. Cat Financial Commercial Account offer will be presented as a gift certificate to qualifying customers, must be used by June 30, 2018 and is subject to the terms contained therein. Gift Certificate only applicable on certain models as defined by this program (GCI equipment). BCP and CCE equipment do not qualify for the Commercial Account gift certificate under this program. See your participating dealer for details. Offer may change without prior notice and additional terms and conditions may apply. Offer may not be combined with other offers or programs.

**Terms are inclusive of 90-day no payments. Example, for 36 month term = 3 months of no payments followed by 33 monthly payments.

***EPP offer for GCI equipment will apply if the equipment is eligible. If the GCI equipment is not eligible, the customer will receive a Cat Financial Commercial Account Gift Certificate in place of EPP. Eligibility determined by machine EPP age, hour limitations and other factors as determined by the machine inspection. Check with your dealer to confirm eligibility.